Mobile Money

Send to a mobile money account

Transfer time 90% of WorldRemit Mobile Money transfers are received in less than 10 minutes.

⚡ Within minutes

Exchange rate

1 USD = 5.40 GHS5.39994 GHS

Fees from

0.99 USD

Please note: Mobile money transactions to Vodafone and Tigo are delayed at the moment because of connectivity issues. We’re confident that the issue will be resolved in the next few hours. So, don’t worry, you can still create a transaction with us, and it’ll automatically be processed once everything is up and running again. Transactions to other mobile networks remain unaffected.

Send to these networks:

MTN MoMo
Airtel Money
Tigo
Vodafone Ghana logo

Cash Pickup

Send money for cash pickup

Transfer time 95% of WorldRemit cash pickup transfers are available to collect in 3 minutes.

⚡ Within minutes

Exchange rate

1 USD = 5.40 GHS5.39994 GHS

Fees from

0.99 USD

Pick up from any branch of:

Bank Transfer

Send directly to a bank

Transfer time 90% of bank transfers with WorldRemit are completed the same day.

Within 2 working days

Exchange rate

1 USD = 5.40 GHS5.39994 GHS

Fees from

0.99 USD

Send to all major banks in Ghana:

WorldRemit Wallet

Send to the WorldRemit Wallet

Transfer time 90% transfers to the WorldRemit Wallet are received in 3 minutes.

⚡ Within minutes

Exchange rate

1 USD = 5.40 GHS5.39994 GHS

Fees from

0.99 USD

Send to the WorldRemit Wallet

Airtime Top up

Send money for airtime top up

Transfer time 90% of WorldRemit airtime transfers are received in less than 10 minutes.

⚡ Within minutes

Fees from

0.00 USD

Send to these networks:

Airtel
MTN
Tigo
Vodafone
Expresso
Glo Mobile
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Proud to partner with Arsenal

Through our shared values and official partnership, WorldRemit and Arsenal bring you closer to your loved ones: whether supporting football or supporting each other, wherever you are in the world.

Find out more
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We’re fast

Over 70% of our mobile money transfers to Ghana are paid in less than 10 minutes! We help your money reach your loved ones, even when they’re thousands of miles away.

A graphical colour image showing a woman sending money on her phone, while a greyed out image of people queuing at a building is behind her.

We’re easy

We’re the only money transfer provider in Ghana to offer bank transfer, airtime top up, mobile money and cash pickup options. And we sent almost 2 million transfers to Ghana in 2018!

Sign up now
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We’re secure

It’s essential your money arrives safely, securely and on time. At WorldRemit, our industry-leading technology secures your money, your details and your peace of mind all the way to Ghana.

Send money by…

There’s a choice of ways to send to Ghana – pick a service that’s most convenient to your recipient.

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Mobile money transfer

Money can be added instantly to MTN, Tigo, Vodafone and Airtel Money accounts.

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Cash pickup

Cash pickups to Ghana will usually be available to collect within minutes.

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Bank transfer

Bank transfers to accounts with major banks in Ghana will arrive within 2 working days.

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WorldRemit Wallet

Send money directly into a WorldRemit Wallet securely, safely, and instantly.

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Airtime top up

Top-up mobile phones of loved ones in Ghana to help you stay in touch.

125,000 5 star reviews can't be wrong

"Great app and I am very satisfied with their services when I am sending money to the Philippines. Fast, reliable, and always gives updates and feedback."

US Leny S Martin • 13 days ago

"Very easy to use App. Very efficient transfer in a timely manner. I like it very much. Very satisfied."

US Shelia Nalls • 17 days ago

"This is a very good app, I used it a few times and the service is great, it's easy to use and you could send money in a couple of minutes to almost anywhere in the world. The sign up is easy and quick. I like WorldRemit a lot; I'll be using them again in the future. Thank you, WorldRemit."

US Shirley Pacai • 25 days ago

"I find WorldRemit reliable and easy and fast to send cash overseas. App is simple to use and understand. Based on my personal experience I can recommend WorldRemit to others too."

PH Petri MA Otranen • 1 month ago

"Great way to help your friends and relatives. This service did exactly what it said it would. Good feedback and enough locations for friends and family to pick up the money."

US Norman Stites • 1 month ago

How to send money to Ghana

You can transfer money to Ghana quickly and securely using any device.

How do you want to send?

Send money to Ghana by selecting 1 of our 4 transfer services. We’ll show you the low fees and the exchange rate you’ll receive upfront.

Find out more

Who are you sending to?

You can transfer money to an existing recipient in Ghana from 50 countries around the world or add the details of someone new.

Find out more

How are you paying?

Pay for your transfer by card (debit, credit and prepaid), bank account transfer, Android Pay, Apple Pay, Trustly and more.

Find out more
Visit our FAQ center

How does mobile money work?

Enter an amount

Enter how much you would like to send - you’ll see our rates and fees upfront.

Add a recipient

You’ll just need their phone number

You send

50.00

USD

They get

270.00

GHS

+0

123456789

Add a recipient

Add a new recipient or choose from a list of those you previously sent to.

Select an amount

There are no fees on our airtime transfers!

Choose Send Amount

Send 10 GHS

10 GHS

15 GHS

Pay and relax

Pay by your chosen method. We’ll notify you and your recipient when your money arrives.

Pay and relax

We’ll send you both an SMS as soon as the airtime's added

1234-5678-1234-5678
MM/YYYY
11/2020
Pay now

Success!

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Making your money go further

Whatever transfer type you choose, we show you our low fees and the guaranteed exchange rate you’ll receive upfront, so you can be sure you’re getting the best deal. Whether you’re paying clients and suppliers in Ghana or helping to support family and friends, our bank-beating exchange rates make sure more of your money ends up in your recipient’s pocket.

Ready to get started?

Time to send

Send on the go and track your transfer with our app

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A graphic showing the screen of WorldRemit's app with a number keyboard at the bottom.
A graphic showing the screen of WorldRemit's app with a success message displayed.