Send money to Ghana

From Bawku to Takoradi, WorldRemit has Ghana covered.

Bank transfer to Ghana

1-2 working days

If you’d like to send your money directly to a bank account, great news! In partnership with UnityLink, our transfers arrive within 2 working days to all major banks which include the following as well as many more. For a full list please see our FAQs here 

• Agricultural Development Bank
• Barclays Bank
• Ecobank
• Fidelity Bank
• Ghana Commercial Bank
• Golden Link Financial Services
• Guaranty Trust Bank
• The Royal Bank

Cash pickup in Ghana

Instant transfer

WorldRemit in partnership with UnityLink

If you'd prefer to send your transfer as cash, it's available to collect in Ghana straight away from any branch of:

• Agricultural Development Bank
• ARB Apex Bank
• Ecobank
• Fidelity Bank Ghana
• First Atlantic Bank
• GCB Bank Ltd
• GN Bank
• GTBank
• Global Access Savings & Loans
• Golden Link
• Republic Bank (Formerly HFC Bank)
• The Royal Bank
• Unibank
• Universal Merchant Bank
• Zenith Bank

Mobile money to Ghana

Instant transfer

Money is added straight away to MTN Mobile Money and Airtel Money accounts in Ghana.

    

All you need to do is:

• Check that your recipient already has a MTN Mobile Money or Airtel Money account
• Make a note of their MTN Mobile Money or Airtel Money account number ready for your transfer

Airtime top up in Ghana

Instant top up

Mobile airtime is added straight away to phones on Airtel, MTN, Tigo, Vodafone, Expresso and Glo.

      

What limits apply when you send money to Ghana?

The maximum limit for a money transfer to Ghana depends on the country you’re in, the transfer type you choose and how you want to pay. It’s often the case that card payments have different limits to transfers made directly from your bank account.

To check the limit for your money transfer to Ghana, just add the amount you'd like to transfer into our ‘Send to’ calculator and we'll let you know straight away.

Popular payment routes

You can send money to Ghana from more than 50 countries around the world with us. We offer low fees and bank-beating exchange rates on all international money transfers to Ghana to put more money in your recipient’s pocket. 

You can send money to Ghana from the UK, the US and many more. Our most popular transfer routes include:

• Australia to Ghana – Whether it’s a money transfer or an airtime top up, we make it easy for people in Australia to keep in touch and support their friends and family in Ghana.
• UK to Ghana – It's never been quicker or easier to send money to Ghana from the UK thanks to WorldRemit.
• Canada to Ghana – If you have friends and family in Ghana then you can make sure they have the funds they need in a safe, convenient way.
• America to Ghana – One of our most popular routes, we offer excellent rates when exchanging your US dollar to Ghanaian cedi to make your money go further.

How long will it take for the Ghanaian cedis to arrive?

When you send money to Ghana, it usually arrives within minutes! But don't forget: this will depend on how you made your transfer:

• Bank deposits to Ghana – Instant transfers are available but this depends on your recipient’s bank
• Cash pick-ups – Your recipient will be able to pick up the money from their bank straight away
• Airtime top ups – These will be made immediately*
• Mobile money – These will be made immediately*

*There may be small delays if there’s congestion on the local Ghanaian network.