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Send money to Ghana


Fast, low-cost and secure online money transfers to Ghana . Choose a receive method, pay for your transfer and keep track of your money.

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Exchange Rate

1 USD = — GHS
You send
USD
They get
GHS
Receive method

Why choose WorldRemit?

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It's easy with us

Sending money to Ghana is so easy and fast with us. Plus, you can get regular updates and track your money every step of the way.

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Always safe

WorldRemit is an authorised and regulated money transfer service. Our security checks protect your money and personal information at all times.

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Trusted by millions

Over 5 million customers trust us to transfer money to their friends and family worldwide. It's your money. We get it to your loved ones, quickly and safely.

How to send money to Ghana

  1. 1.Create an account

    Sign up with your email address and choose a strong password. You can use the app or the website to register.

  2. 2.Start a transfer

    Select the receive country, enter amount and choose the receive method. See our fees and exchange rate upfront.

  3. 3.Enter receiver's details

    Keep your receiver's information ready! These details depend on the receive method you choose to send money.

  4. 4.Pay for your transfer

    You can either pay by bank transfer to the WorldRemit account or by using a debit/credit card for faster delivery.

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How to pay for your money transfer to Ghana

Pay for your money transfer in various ways depending on your country of residence. Pay via bank transfer to the WorldRemit account or with a debit/credit card.

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The best way to send money to Ghana

The cheapest and fastest way to send money depends on the country you are sending money to, the receive method as well as how you pay for it. You can send money via the WorldRemit website or the Google Play Store and App Store app.

Airtime top up

Top up credit for a pre-paid mobile phone number. We do not charge fees for airtime.

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Send money to Ghana for free with the code 3FREE

WorldRemit offers a complete waiver of service fees for your first three transfers. Enter promo code 3FREE before paying.

Send money nowT&Cs apply for the 3Free offer
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How to receive money in Ghana with our trusted partners

We make sure your money is delivered quickly and easily. Choose from our network of trusted partners.

  • Zenith bank Nigeria logo
  • An image of the black and yellow Universal Merchant Bank logo
  • An image of the red UBA logo
  • An image of the Standard Chartered Bank logo, in a black font, with a green and blue logo to the left
  • Logo of Stanbic Bank
  • An image of the Societe Generale Ghana logo, in a black font with a red and black box to the left
  • Republic Bank
  • An image of the prudential Bank logo, in a blue font
  • An image of the blue Omni BSIC bank logo
  • An image of the National Investment Bank logo, in a black font with a 'NIB' image to the left
  • GT Bank
  • GCB Bank Ltd
  • The FNB green logo with a orange, green and black tree logo to the left
  • First Atlantic Bank
  • Fidelity Bank
  • FBNBank Ghana LTD logo
  • The Ecobank logo with 'The Pan African Bank' below, in a blue font
  • An image of a black and red CBG logo
  • An image of the Cal Bank logo, in a black font with a yellow and orange shape to the left
  • An image of the bank of africa logo, in black with a black and green logo to the left
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How much does it cost to send money to Ghana?

You can find the total cost of sending money to Ghana with our currency converter.

Select the receive method and delivery partner to check the exchange rate, transfer fees and the total amount your receiver will get in GHS. The transfer fee depends on the receive method and does not vary with the amount.

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What information do I need to send money to Ghana?


You need to register with WorldRemit to send money to Ghana. You can do it on the website or access the WorldRemit app on your Android or iOS phone.

First, tell us who you are

Sign up with your full name, email address, mobile phone number, gender, birth date and address.

Verifying your information

We'll verify your mobile phone number with an OTP. You may be required to provide ID proof and a selfie image to verify your identity. Identity verification takes up to 4 minutes at least 90% of the time. In case of a delay, we'll contact you immediately.

Creating a transfer

Choose the amount you want to send, select how your receiver wants to get the money, and lastly, how you want to pay. You will always see the final amount you will pay and our fees upfront, as well as the exact amount your receiver will get.

Tell us who you are sending money to

We need specific details of your receiver in Ghana based on the receive method. The receiver's full name, mobile number and email address are always required to send money. Your receiver does not need to have a WorldRemit account.

Paying for the transfer

You will need a bank account, a debit card or a credit card to pay for the money transfer to Ghana.

Frequently asked questions

Our customer services team is available 24/7 in 6 different languages to help you with anything you need.

90% of the money transfers to Ghana are sent to WorldRemit local partners in Ghana within minutes. At which time, these funds are either ready for collection by the recipient (Cash Pickup) or to be added into their bank account or mobile money account. Estimated time for delivery is less when the payment is completed through Debit or Credit Card. The estimated time for receiving these funds also depends on the country, the delivery method selected and the way you pay for the money transfer. The actual delivery time may differ due to the accuracy of recipient information given to WorldRemit, mandatory identity verification for the sender and the recipient, and third party operating hours in Ghana.

Our website and apps are designed to ensure your data and information is protected at all times. We strictly follow regulations as laid out by the regulatory bodies in various countries. We implement strict verification processes to ensure that we fully comply in verifying our customers and deterring criminal activity. We have teams dedicated to the monitoring and protection of customer accounts and transfers, and to detect any unusual activity.

WorldRemit now offers money transfers in GHS to select Ghanian Cedi accounts.

There are limits for how much you can send to Ghana with WorldRemit. It depends on the country you send to, the receive method as well as how you pay for your money transfer. 

Visit our FAQs