Warning iconCOVID-19 update: We’re here to help you get money to friends and family quickly. Where possible, please transfer to bank accounts, mobile money or airtime instead of cash pick up. Our service is available 24/7 via our website and app and your money is safe with us. For more information click here.

Mobile Money

Send to a mobile money account

New! Lower fees!

Transfer time 90% of WorldRemit Mobile Money transfers are received in less than 10 minutes.

⚡ Within minutes

Exchange rate

1 USD = 5.54 GHS5.5385 GHS

Fees from

0.99 USD

New! Lower fees! You can now enjoy great FX rates and a new fixed fee of $0.99 – however much you send.

Send to these networks:

MTN MoMo
Airtel Money
Tigo
Vodafone Ghana logo

Cash Pickup

Send money for cash pickup

Transfer time 95% of WorldRemit cash pickup transfers are available to collect in 3 minutes.

⚡ Within minutes

Exchange rate

1 USD = 5.26 GHS5.25983 GHS

Fees from

0.99 USD

Pick up from any branch of:

Bank Transfer

Send directly to a bank

Transfer time 90% of bank transfers with WorldRemit are completed the same day.

Within 2 working days

Exchange rate

1 USD = 5.26 GHS5.25983 GHS

Fees from

0.99 USD

Send to all major banks in Ghana:

WorldRemit Wallet

Send to the WorldRemit Wallet

Transfer time 90% transfers to the WorldRemit Wallet are received in 3 minutes.

⚡ Within minutes

Exchange rate

1 USD = 5.54 GHS5.5385 GHS

Fees from

0.99 USD

Send to the WorldRemit Wallet

Airtime Top up

Send money for airtime top up

Transfer time 90% of WorldRemit airtime transfers are received in less than 10 minutes.

⚡ Within minutes

Fees from

0.00 USD

Send to these networks:

Airtel
MTN
Tigo
Vodafone
Expresso
Glo Mobile
Save 25% on average with WorldRemit

Save 25% on average

WorldRemit is on average 25% cheaper against Ria, Western Union and Moneygram (when sending $200). Comparison based on the average cost to send using data sourced from the World Bank for Q4 2019.

Find out more
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We’ll make your money go further

Whatever transfer type you choose, we show you our low fees and the guaranteed exchange rate you’ll receive upfront, so you can be sure you’re getting the best deal. Whether you’re paying clients and suppliers in Ghana or helping to support family and friends, our low fees and bank-beating exchange rates ensure more of your money ends up in your recipient’s pocket.

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We’re fast

Over 70% of our mobile money transfers to Ghana are paid in less than 10 minutes! We help your money reach your loved ones, even when they’re thousands of miles away.

A graphical colour image showing a woman sending money on her phone, while a greyed out image of people queuing at a building is behind her.

We’re easy

We’re the only money transfer provider in Ghana to offer bank transfer, airtime top up, mobile money and cash pickup options. And we sent almost 2 million transfers to Ghana in 2018!

Sign up now
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We’re secure

Is WorldRemit safe to send money with? Of course! Our industry-leading technology secures your money, your details and your peace of mind all the way to Ghana.

Send money by…

There’s a choice of ways to send to Ghana – pick a service that’s most convenient to your recipient.

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Mobile money transfer

Money can be added instantly to MTN, Tigo, Vodafone and Airtel Money accounts.

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Cash pickup

Cash pickups to Ghana will usually be available to collect within minutes.

A graphic showing a person withdrawing a huge bank note from an ATM.

Bank transfer

Bank transfers to accounts with major banks in Ghana will arrive within 2 working days.

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WorldRemit Wallet

Send money directly into a WorldRemit Wallet securely, safely, and instantly.

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Airtime top up

Top-up mobile phones of loved ones in Ghana to help you stay in touch.

How much does it cost to send money to Ghana with WorldRemit?

WorldRemit is a low-cost way to send money and make payments in Ghana. We’re consistently cheaper than high-street money transfer companies, banks and other online money transfer providers. You pay a single fee for each transfer, that we’ll show upfront. This can vary depending on the amount you’re sending and the payout method. There are no other fees for you or your recipient to pay.

 

What exchange rate will you receive on your money transfer to Ghana?

We offer very competitive exchange rates on all money transfers to Ghana, regardless of the transfer method. We show you the exchange rate you’ll receive upfront and the rate is guaranteed so you’ll know exactly how much money will reach your recipient.  

 

How much money can I send through WorldRemit to Ghana?

Our transfer limits vary depending on the transfer type, the payment method and the country you’re sending from. However, as a guide, the following limits apply:

  • Bank transfer – GBP 6,000 (or equivalent) per transfer and per day
  • Cash pickup – GHS 32,000 per transfer and per day
  • Airtime top up - You’ll be presented with a range of top up amounts for phones on the Airtel, Tigo, MTN, Vodafone, Expresso and Glo networks when you enter a valid mobile number.
  • Mobile money
    • MTN Ghana – GHS 2,400 per transfer
    • Airtel Ghana – GHS 2,000 per transfer
  • WorldRemit Wallet – A maximum of USD 2,000 can be held in a WorldRemit Wallet. That’s calculated by adding up all the money held in the wallet across one or more currencies.

125,000 5 star reviews can't be wrong

"Great app and I am very satisfied with their services when I am sending money to the Philippines. Fast, reliable, and always gives updates and feedback."

US Leny S Martin • 2 months ago

"Very easy to use App. Very efficient transfer in a timely manner. I like it very much. Very satisfied."

US Shelia Nalls • 3 months ago

"This is a very good app, I used it a few times and the service is great, it's easy to use and you could send money in a couple of minutes to almost anywhere in the world. The sign up is easy and quick. I like WorldRemit a lot; I'll be using them again in the future. Thank you, WorldRemit."

US Shirley Pacai • 3 months ago

"I find WorldRemit reliable and easy and fast to send cash overseas. App is simple to use and understand. Based on my personal experience I can recommend WorldRemit to others too."

PH Petri MA Otranen • 3 months ago

"Great way to help your friends and relatives. This service did exactly what it said it would. Good feedback and enough locations for friends and family to pick up the money."

US Norman Stites • 3 months ago

How to send your money to Ghana

It’s never been easier to send secure funds to Ghana. Just follow these simple steps:

  • Pick service – cash pickup, money transfer, bank transfer, WorldRemit Wallet or airtime top up
  • Tap in how much you want to send and we’ll show you our low cost fees and exchange rate up front
  • Enter the details of the person you’re sending to
  • Pay

How does mobile money work?

Enter an amount

Enter how much you would like to send - you’ll see our rates and fees upfront.

Add a recipient

You’ll just need their phone number

You send

50.00

USD

They get

262.99

GHS

+0

123456789

Add a recipient

Add a new recipient or choose from a list of those you previously sent to.

Select an amount

There are no fees on our airtime transfers!

Choose Send Amount

Send 10 GHS

10 GHS

15 GHS

Pay and relax

Pay by your chosen method. We’ll notify you and your recipient when your money arrives.

Pay and relax

We’ll send you both an SMS as soon as the airtime's added

1234-5678-1234-5678
MM/YYYY
11/2020
Pay now

Success!

Stories Image - Coffee Shop A lady sitting in a coffee shop smiles as she looks at her phone she's holding in her hand. Stories Image - Piggyback A young girl shouts and pushes her fist into the air as her smiling father carries her on his shoulders. Stories Image - Smile A man smiles as he looks off camera to the right.

It’s even easier with our app!

Download the WorldRemit app for Android and iOS to make transfers using any smart device. Track your transfers, receive real-time exchange rate updates and support your loved ones 24/7, whether you’re at home or on the move. 

 

Ready to get started?

Time to send

Send on the go and track your transfer with our app

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A graphic showing the screen of WorldRemit's app with a number keyboard at the bottom.
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