Please click on any of the following links to find out more about funding your transfer using ACH:
- Can I pay by ACH in my send country?
- How much can I send when paying by ACH?
- How long does it take for funds to clear when using ACH?
- Which banks support ACH payments?
- Why was my ACH payment declined?
- Are there any extra fees for paying by ACH?
- Can I pay using someone else’s ACH account?
- How long does an ACH refund take?
Can I pay by ACH in my send country?
You can pay for your transfer by ACH from:
How much can I send when paying by ACH?
- The maximum send amount via ACH per 24 hours is USD 9,000
- The maximum send amount via ACH per transaction is USD 9,000
For more information on how much you can send from your send country, please select your country from the list below.
How long does it take for funds to clear when using ACH?
Funds via ACH will take a minimum of three working days to reach us and clear into our account. This means that if you make a payment using ACH, your transaction could be held for up to four working days to ensure receipt of funds.
Which banks support ACH payments?
The banks that currently support the use of ACH are:
- Bank of America
- TD Bank
- Wells Fargo
- Navy Federal
- US Bank
- Capital One
- Chalres Schwab
- Citizens Bank
Why was my ACH payment declined?
If your ACH payment declines, the best thing to do is to contact your bank’s payments or authorisation department who will be able to give you more information.
It is unlikely WorldRemit will be able to tell you the reason for a declined ACH payment so it is always best to go straight to your provider for this information.
Are there any extra fees for paying by ACH?
When paying by ACH there are usually no extra fees other than those stated at the time you make payment.
The exception could be if your bank usually charges for this type of transaction. If this is the case, the charge will vary dependent upon the bank, and is not charged by WorldRemit.
Can I pay using someone else’s ACH account?
As a financially regulated company we need to ensure we know the identity of our customers – and this includes the source of the funds they pay with. Because of this, we need the funds to come from your own ACH account.
In some circumstances we can accept payments from business accounts. We may, however, need to see official documentation that shows you have authority to make payments from these accounts before we will be able to release your transaction.
How long does an ACH refund take?
Once cancellation has been confirmed, a refund will be credited within 5 working days.
This can vary, however, dependent upon your bank. If you need further information on this, please check with your bank.