Send to a China UnionPay Card

Click on any of the following links for more information on sending airtime to China:

• What is China UnionPay?
• Which banks in China support China UnionPay?
• When will funds be credited to China UnionPay cards in China?
• What currencies can I credit to a China UnionPay card in China?
• How much can I send to a China UnionPay card in China?
• What information do I need from my recipient to send to China UnionPay cards in China?

What is China UnionPay?

China UnionPay is a cashless payment method in China using a debit or credit card.

China UnionPay cardholders can receive international payments sent directly to their cards. A UnionPay cardholder can withdraw the funds from bank ATMs supporting UnionPay, use them in merchant POS card readers and can be used for public utilities and much more.

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Which banks in China support China UnionPay?

The supported China UnionPay banks in China are as follows:

National Bank
1. Bank Of China
2. Bank Of Communications
3. China Construction Bank
4. China Everbright Bank
5. Citic Bank
6. Huaxia Bank Co.,Ltd
7. Insdustrial And Commercial Bank Of China
8. Ping An Bank Company Ltd

Regional Bank

9. Bank Of Jiangsu
10. Bank Of Jiujiang
11. Bank Of Shanghai
12. Bank Of Shaoxing Co.,Ltd
13. Bank Of Yingkou
14. Baotou Commercial Bank
15. Changchun Development Rural Commercial Bank
16. Chongqing Wulong Rongxing Rural Bank
17. Chongqing Youyang Rongxing Rural Bank
18. Fujian Rural Credit Union
19. Gaoyao Rural Credit Union
20. Guangdong Rural Credit Bank
21. Guang Xi Nong Cun Xin Yong Lian He She
22. Guixi Jiuyin County Bank Corporation Limited
23. Gujiao Huize Village Bank
24. Haikou Rural Commercial Bank Co.,Ltd
25. Hantai Village Bank
26. Harbin City Commercial Bank Co.,Ltd.
27. Harbin Bank Limited Company
28. Henan Rural Credit Cooperative
29. Hohhot City Commercial Bank
30. Honghu Rongxing Rural Bank
31. Hu Nan Rural Commercial Bank
32. Jiangxi Shangli Fumin Rural Back Co.Ltd.
33. Jiashan United Rural Bank
34. Jinggangshan Jiu Yin Villages And Small Bank Co.,Ltd
35. Jiutai Rural Commercial Bank Co.,Ltd(Credit Card)
36. Lanzhou Bank
37. Leiyang Rongxing Rural Bank
38. Liaoning Rural Credit Cooperatives
39. Linfen City Commercial Bank
40. Linyi Commercial Bank
41. Liulin Huize Village Bank
42. Longjiang Bank
43. Nanhai Rural Credit Union
44. Nanjing Liuhe Jiuyin County Bank Corporation Limited
45. Omnipay Inc.
46. Otog Huize Village Bank
47. Pengshan Zhujiang Rural Bank
48. Pingchnag Noke Rural Bank
49. Qiao Chen Hushang Rural Bank
50. Qilu Bank
51. Qinghai Rural Credit Union
52. Shaanxi Qinnong Rural Commercial Bank Co.,Ltd
53. Shanghai Pudong Development Bank
54. Sichuan Tianfu Bank Co.,Ltd
55. Suining Anju Rongxing Rural Bank
56. Tangxian Huize Village Bank
57. Woori Bank (China) Limited
58. Wuhua Huimin Village Bank Co.,Ltd
59. Wujiang Rural Commercial Bank
60. Xiangshan Credit Union
61. Xinghe Huize Village Bank
62. Xingxian Huize Village Bank
63. Xiushui Jiuyin County Bank Corporation Limited
64. Yellow River Rural Commercial Bank
65. Yingcheng Rongxing Rural Bank
66. Yunan Huimin Village Bank
67. Zhejiang Rural Credit Union
68. Zhenglanqi Huize Village Bank
69. Zhongyuanbank
70. Zhuhai Hengqin Village Bank

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When will funds be credited to China UnionPay cards in China?

Usually within the next day. We will notify you and your recipient by email and SMS when funds are credited.

We may sometimes require further information from you before we can process the transfer in order to comply with our regulatory requirements. We will email you if this is the case.

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What currencies can I credit to a China UnionPay card in China?

Chinese Yuan Renminbi (CNY) Only.

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How much can I send to a China UnionPay card in China?

• A maximum of USD 5000 equivalent in CNY per transfer.
• A maximum of USD 10,000 equivalent in CNY per month.
• A maximum of USD 50,000 equivalent in CNY  annually.

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What information do I need from my recipient to send to China UnionPay cards in China?

• Full name. Please enter your recipient’s full legal name. English character only.
• Address. We need your recipient’s city.
• Card number. We will require your recipient UnionPay card number ranging between 16-19 digits.
• Mobile number. We use this to send an SMS notification to your recipient with the transaction number, informing them that their funds have been credited.
• Email (optional). We use this to email your recipient with details of your transaction (e.g. in case they have issues receiving the SMS notifications).

Please ensure that all your recipient’s details are correct. Once you make your transaction, it is difficult for us to amend or stop the transfer, although we will always try our best to do so.

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