Pay to a China UnionPay Card

What is China UnionPay?

China UnionPay is a cashless payment method in China using a debit or credit card.

China UnionPay cardholders must be Chinese nationals and they can receive international payments sent directly to their cards. A UnionPay cardholder can withdraw the funds from bank ATMs supporting UnionPay, use them in merchant POS card readers and can be used for public utilities and much more.

What information do I need from my recipient to send to China UnionPay cards in China?

• Full name. Please enter your recipient’s full legal name. English character only. Must be Chinese national.
• Address. We need your recipient’s city.
• Card number. We will require your recipient UnionPay card number ranging between 16-19 digits and beginning with 62.
• Mobile number. We use this to send an SMS notification to your recipient with the transaction number, informing them that their funds have been credited.
• Email (optional). We use this to email your recipient with details of your transaction (e.g. in case they have issues receiving the SMS notifications).

Please ensure that all your recipient’s details are correct. Once you make your transaction, it is difficult for us to amend or stop the transfer, although we will always try our best to do so.

How much can I send to a China UnionPay card in China?

A maximum of CNY 30,000 per transfer.

What currencies can I credit to a China UnionPay card in China?

Chinese Yuan Renminbi (CNY) Only.

When will funds be credited to China UnionPay cards in China?

Usually within the next day. We will notify you and your recipient by email and SMS when funds are credited.

We may sometimes require further information from you before we can process the transfer in order to comply with our regulatory requirements. We will email you if this is the case.

Which banks in China support China UnionPay?

The supported China UnionPay banks in China are as follows:

National Bank

1. Bank Of China
2. Bank Of Communications
3. China Construction Bank
4. China Everbright Bank
5. Huaxia Bank Co.,Ltd
6. Industrial And Commercial Bank Of China

Regional Bank

1. Bank Of Jiangsu
2. Bank Of Jiujiang
3. Bank Of Shanghai
4. Bank Of Shaoxing Co.,Ltd
5. Bank Of Yingkou
6. Baotou Commercial Bank
7. Changchun Development Rural Commercial Bank
8. Chongqing Wulong Rongxing Rural Bank
9. Chongqing Youyang Rongxing Rural Bank
10. Fujian Rural Credit Union
11. Gaoyao Rural Credit Union
12. Guangdong Rural Credit Bank
13. Guang Xi Nong Cun Xin Yong Lian He She
14. Guixi Jiuyin County Bank Corporation Limited
15. Gujiao Huize Village Bank
16. Haikou Rural Commercial Bank Co.,Ltd
17. Hantai Village Bank
18. Harbin City Commercial Bank Co.,Ltd.
19. Harbin Bank Limited Company
20. Henan Rural Credit Cooperative
21. Hohhot City Commercial Bank
22. Honghu Rongxing Rural Bank
23. Hu Nan Rural Commercial Bank
24. Jiangxi Shangli Fumin Rural Back Co.Ltd.
25. Jiashan United Rural Bank
26. Jinggangshan Jiu Yin Villages And Small Bank Co.,Ltd
27. Jiutai Rural Commercial Bank Co.,Ltd(Credit Card)
28. Lanzhou Bank
29. Leiyang Rongxing Rural Bank
30. Liaoning Rural Credit Cooperatives
31. Linfen City Commercial Bank
32. Linyi Commercial Bank
33. Liulin Huize Village Bank
34. Longjiang Bank
35. Nanhai Rural Credit Union
36. Nanjing Liuhe Jiuyin County Bank Corporation Limited
37. Omnipay Inc.
38. Otog Huize Village Bank
39. Pengshan Zhujiang Rural Bank
40. Pingchnag Noke Rural Bank
41. Qiao Chen Hushang Rural Bank
42. Qilu Bank
43. Qinghai Rural Credit Union
44. Shaanxi Qinnong Rural Commercial Bank Co.,Ltd
45. Shanghai Pudong Development Bank
46. Sichuan Tianfu Bank Co.,Ltd
47. Suining Anju Rongxing Rural Bank
48. Tangxian Huize Village Bank
49. Woori Bank (China) Limited
50. Wuhua Huimin Village Bank Co.,Ltd
51. Wujiang Rural Commercial Bank
52. Xiangshan Credit Union
53. Xinghe Huize Village Bank
54. Xingxian Huize Village Bank
55. Xiushui Jiuyin County Bank Corporation Limited
56. Yellow River Rural Commercial Bank
57. Yingcheng Rongxing Rural Bank
58. Yunan Huimin Village Bank
59. Zhejiang Rural Credit Union
60. Zhenglanqi Huize Village Bank
61. Zhongyuanbank
62. Zhuhai Hengqin Village Bank