Send money to a China UnionPay Card
See below for answers to your questions about sending money to China via Union PayCard.
What is China UnionPay?
China UnionPay is a cashless payment method in China using a debit or credit card.
China UnionPay cardholders must be Chinese nationals and they can receive international payments sent directly to their cards. A UnionPay cardholder can withdraw the funds from bank ATMs supporting UnionPay, use them in merchant POS card readers and can be used for public utilities and much more.
What information do I need from my recipient to send to China UnionPay cards in China?
Full name. Please enter your recipient’s full legal name. English character only. Must be Chinese national.
The beneficiary account must be a Chinese individual holding a national ID of China mainland only.
Address. We need your recipient’s city.
Card number. We will require your recipient's valid UnionPay card number.
Payment will be credited based on a valid China Union Pay Card number (Only UnionPay debit card numbers starting with 6, 62 or only 955880/955881/955882/955888 issued by ICBC China are supported) and in some cases will further check on the beneficiary’s name too
Mobile number. We ask for a contact number in case we need to provide any important updates.
Email (optional). We use this to email your recipient with details of your transaction (e.g. in case they have issues receiving the SMS notifications).
Please ensure that all your recipient’s details are correct. Once you make your transaction, it is difficult for us to amend or stop the transfer, although we will always try our best to do so.
How much can I send to a China UnionPay card in China?
A maximum of:
USD 5,000 per transaction
USD 10,000 per beneficiary person per day
USD 50,000 per beneficiary person per year
What currencies can I credit to a China UnionPay card in China?
Renminbi [RMB/CNY]
When will funds be credited to China UnionPay cards in China?
Payment Schedule Monday to Sunday
Transaction received before 9.00 pm [GMT +8] will be credited on the same working day
Transaction received after 9.00 pm [GMT +8] will be credited next working day
We will notify you and your recipient by email when funds are credited.
We may sometimes require further information from you before we can process the transfer in order to comply with our regulatory requirements. We will email you if this is the case.
Which banks in China support China UnionPay?
The supported China UnionPay banks in China are as follows:
Industrial and Commercial Bank of China Limited
Bank of China
China Construction Bank
Agriculture Bank of China
Bank of Communications
China Everbright Bank
Hua Xia Bank
Harbin Bank
Bank of Shanghai
Fujian Rural Credit Cooperative
Linshang Bank
Hunan Rural Credit Cooperative
Qinghai Rural Credit Cooperative
Guangdong Rural Credit Cooperative
Henan Rural Credit Cooperative
Bank of Inner Mongolia
Wuhan Rural Commercial Bank
Shanxi Rural Credit Union
Bank of Hainan
Guangxi Beibu Gulf Bank
Guilin Bank
Bank of Chengdu
Bank of Zhengzhou
Shenzhen Baoan Guiyin Rural Bank
Shenzhen Rural Commercial Bank
Jinshang Bank
Guangzhou Rural Commercial Bank
Hubei Bank
Bank of Ningxia
Liaoshen bank
Bank of ChongQing
Bank of Qingdao
Chang'an Bank
Fudian BANK
Bank OF Guiyang
Jilin Rural Credit Bank
Bank of Dalian
Ordos Bank
Haikou United Agricultural and Commercial Bank
Bank of Dalian
HuiShang Bank
Tianjin Jincheng Bank
Bank of Urumqi
Changchun Chaoyang Herun Village Bank
Bank of Zhangjiakou