Money transfer by post: How does it work?

Many people wonder how to transfer money by post, and, most importantly, how to keep the operation safe. Although today sending money using this method isn’t recommended, and even prohibited, there are a few other existing solutions that allow you to send money in cash.

Find out how to transfer money by post safely, using simple methods.

WorldRemit logo in purple - a W inside an octagon with a purple border

WorldRemit Content Team

5 mins readUpdated
An overhead photograph of a yellow van

Can someone transfer cash by post?

Are you wondering whether it’s possible to send cash to someone by post? The answer is no. In fact, the post office considers bank notes and coins as prohibited parcels for mail delivery. As a result, if you want to send cash to a family member or friend to support them, refund a payment or send a present, your mail will not be covered by any warranty. Plus, if your mail gets lost, you won’t be entitled to any compensation whatsoever. Nevertheless, there are other solutions available that allow you to send money in cash. Here are the details.

How to transfer money by post

So, how can one send money to another person by post? Sending money in cash to someone by post remains a risky operation. This also applies to cheques, unless they’re sent by registered mail with acknowledgment of receipt. Further details are provided below!

Sending a cheque by post

If the post is the best way to send for you it’s worth noting that cheques may be sent by registered mail with acknowledgment of receipt. By this method, the cheque is considered a valuable document. Nonetheless, if you want to be entitled to a compensation if your money gets lost, it’s paramount to choose the mail delivery level carefully. Mail delivery level R1 offers €16 worth compensation coverage in any event of a loss of the mail, while level R2 entitles to €153, and level R3 to €458. Sending a cheque by post is therefore a considerably risky operation. It’s vital to remain aware of the applicable proceedings in any event of a loss.

Other mail delivery options are available to send money by post (cheques only):

  • Priority mail: choosing this option, your cheque is delivered within one working day.

  • Trackable mail service allows a close tracking of your mail.

As sending cheques by post is never risk-free, you’re advised to take the following precautionary measures:

  • Fill-out the cheque with the precise amount and exact payee name. This enables you to avoid any fraud.

  • Write down your address on the back of the envelope for eventual mail return to sender. This happens when the recipient's indicated address is incorrect.

So, sending money by post office involves sizeable risks. Fortunately, some other existing solutions are out to help you transfer money to your family members and friends. Read on.

Sending a money order by post

This money transfer method is simple to use and can be processed from any town in France. It’s a long-standing solution providing an opportunity for cash transfer, without the need for a bank account. Please note that sending money in cash by post is no longer possible. Alternatively, other postal service operators offer services that allow you to send orders collectible in cash. To learn more about money orders and alternative solutions, feel free to read our dedicated article.

How to send cash to someone

What if your family members or contacts abroad can only receive money in cash. No worries! There are solutions which allow you to send money which your receiver can collect in cash. WorldRemit is one of such solutions!

With our cash pickup service, you can support your family members and send them money to be collected safely in cash, in any of our multiple cash pickup branches worldwide. There’s no risk of paying hidden fees, as all charges are shown upfront. So make sure you check out WorldRemit.

Beware of scams and frauds

Sending a cheque or money order by post can expose you to serious risk of scam and fraud. In fact, the cheque may be lost and fall in the hands of the wrong people. In fact, the cheque may be lost and fall in the hands of the wrong people. Below are anti-fraud precautions to take:

  • Avoid sending your cheque by regular mail. Instead, send it through registered mail or hand-delivered services.

  • Ensure that the envelope does not disclose its content.

  • Ensure to fill-out the cheque properly, writing out the payee's name and the amount in figures, separating pence or cents with a full stop, to prevent an eventual scammer from filling out this information.

  • Fill out all fields on the cheque, ensuring to make a stroke after the payee's name and the cheque's amount.

  • Make sure to avoid mistakes and sign correctly.

  • Use a black permanent marker pen.

As you now know cash transfer by post is prohibited and exposes to several risks. Although sending a cheque or money order abroad is possible when stringent precautions are taken, it’s preferable to process money transfers using a safer method. A 100% safe and simple-to-use solution, WorldRemit offers international money transfer services. Icing on the cake? You can send money for cash pickup and the first three money transfers are free!

Learn more

Money transfer by post: Frequently Asked Questions

How do you send cash with no charges

Money transfer operations cannot be completed without charges. However, you can minimise them. Sign up with WorldRemit, and there are no fees on your first three transfers. All you have to do is to use the promo code 3FREE.

How to transfer money to a receiver with no bank account

Yes, thanks to WorldRemit's cash pickup service, it’s absolutely possible to transfer money to a receiver with no bank account. In fact, cash pickup branches are established worldwide, and allow such transactions.

How to send money to Morocco by post

Looking forward to transferring money to Morocco? Although you’re not authorised to do so by post, you can easily send money to Morocco using a faster and more affordable method, either using an international money order or by cash pickup service. On WorldRemit's app or on their website, specify the amount you want to transfer.. The specified amount is instantly made available for withdrawal by your receiver at the chosen cash pickup location. This is a safe, fast and secure money transfer solution.

This article has been written for marketing purposes. In no case does it constitute legal advice or financial investment advice. If you require specific financial or legal advice, consult an advisor or a specialised lawyer.

Sources

Back to home
WorldRemit logo in purple - a W inside an octagon with a purple border
WorldRemit Content Team

WorldRemit allows customers to stay connected and support their loved ones. Our Content Team plays an integral part in that. We celebrate the global community and help you to achieve your ambitions.