Send Money to Zambia Online

From Lusaka to Ndola to Kitwe, WorldRemit has Zambia covered.

  • The fast, simple way to send money to Zambia
  • Industry-leading payment security
  • Use a computer, smartphone or tablet

Please note: Our local partner MTN is experiencing some technical difficulties at the moment. This may cause our bank deposit service to the Philippines to be slightly delayed. However, we’re confident that the issue will be resolved in the next few hours. So, don’t worry, you can still create a transaction with us and it’ll automatically be processed once everything is up and running again.

Visit our FAQ page for more info on Zambia money transfers

Cash pickup in Zambia

Instant transfer

You can send money to Zambia for a quick cash pickup. The cash is available to collect within minutes from any branch of Unimoni.

View the full list of pickup locations in Zambia

Bank transfer to Zambia

Next working day

You can make a transfer to current accounts, savings accounts and business accounts with all banks in Zambia. The funds will usually be available within one working day.

Mobile money to Zambia

Instant Transfer

Money is added instantly to MTN Mobile Money accounts in Zambia. Mobile money can be spent in stores, transferred or turned into cash by a local agent.

mtn mobile money

  • Please check that the recipient already has a Mobile Money account.
  • You will need their Mobile Money number.


Airtime top-up in Zambia

Instant top-up

Mobile airtime is added instantly to phones on the following Zambian mobile networks:

  • MTN
  • Zamtel

mtn Zamtel

The airtime is added to prepaid mobiles within minutes so your recipient can send texts, make calls and use their data. The airtime cannot be converted into cash.

Where can you send money to Zambia from?

You can make a Zambia money transfer from more than 145 countries around the world and support family and friends wherever you are. Some of our most common transfer routes include:

  • UK to Zambia – Choose the most convenient way to transfer money to Zambia from the UK.
  • America to Zambia– Receive bank-beating exchange rates and low fees on all US dollar money transfers to Zambia.
  • Canada to Zambia – Support loved ones living, working or travelling in Zambia by making a Canadian dollar (CAD) to Zambian Kwacha (ZMW) transfer from more than 8,000 miles away.
  • Australia to Zambia – Receive competitive exchange rates and low fees on all Australia to Zambia money transfers.

What currency can you send to Zambia?

The only currency you can send to Zambia is the Zambian Kwacha, which has the currency code ZMW. We have to convert your currency, whether it’s euros (EUR), pounds sterling (GBP) or US dollars (USD) into Zambian Kwacha before it can be transferred. We always show you the exchange rate you’ll receive upfront so you can check you’re getting the best deal.

Why choose WorldRemit?

  • An illustration of a piggy bank

    Low cost

    Our low fees and exchange rates are shown upfront

  • An illustration of a spaceship


    Get your money to family and friends in minutes

  • An illustration of a desktop PC and a mobile phone


    It’s easy to use and we’re here to help round the clock

  • An illustration of two hands forming a heart


    Believe the hype: 120,000+ 5 star reviews

Safe and Secure
Your money’s in safe hands with us

Our industry-leading technology protects your money and guarantees it arrives safely every time. We’re licensed by government regulators around the world, so you can be sure we meet the highest possible standards.

A better way to send money

Faster, simpler, safer – send to those you love today.

Here’s the proof
Trustpilot rates WorldRemit as excellent

Excellent and easy way to transfer money abroad to friends and family, completely hassle free

Eric Short - 2 months ago

I wish the rating was up to 10 Stars, I would definitely give all to you. I was not disappointed, it was a life threatening situation and your services actually saved that life. Thank you!

Austin A. - 2 months ago

Awesome service. Urgently needed to get money to Uganda...A friend recommended it, and it worked fast and no issue.

Mama Shima - 5 months ago

Absolutely fantastic! Helpful and friendly people to deal with if u have any questions. Also very fast service! Paid from NZ to SA and money was showing in less than 12 hours.

Giselle de Beer - 5 months ago

I recently linked up with WorldRemit and I am truly happy with the services I get from them. For over 20 years I sent money to my friends and relatives in Nigeria and many times, it was like they were doing me a favor. I am glad I found this site, and I am here to stay. Thanks so much WorldRemit!

Marcellina John - 5 months ago

Amazing service, faultless and easy to use. What can I say, the whole process of transferring money was made easy with help always at hand and with professional service I cannot fault this WorldRemit at all. I highly recommend people who need to make money transfers to use this service. Thank you WorldRemit.

R Gore - 5 months ago

I am really impressed with the service. Transaction was concluded within minutes.

Haji Ahmed - 5 months ago

The easiest, quickest and most cost effective way of sending money abroad. Very efficient.

Clement Addai-Bempah - 6 months ago

The app is easy to used and zero hassle. The customer service is very good and would keep on using the app and I will highly recommend if you want hassle free transactions.

Cesar Ortiz - 6 months ago

I’m so happy for the service that WorldRemit provide. I paid for the service yesterday night and receive the money today! Even faster than the standard time.

Ivves Hermosilla - 8 months ago