Send mobile money to Ghana

See below for answers to your questions about sending money to Ghana via Mobile Money.

Which mobile money accounts can I send to in Ghana?

You can send to any of the following mobile money accounts:

  • MTN Ghana
  • Airtel Ghana
  • Vodafone
  • Tigo

The mobile money account must be (1) fully registered and (2) active.

Please note: International transfers to MTN business mobile money are no longer permissible.

Our local partner, MTN Ghana, has implemented a change in their processes which means international remittances cannot be credited to mobile business accounts.

Please ensure that you are sending to a personal mobile money account before creating a transfer to an MTN account in Ghana.

How much can I send to mobile money accounts in Ghana?

MTN Ghana

  • A maximum of GHS 2,400 per transfer.
  • A maximum of GHS 8,000 per 30 days.

Airtel Ghana

  • A minimum of GHS 4 per transfer.
  • A maximum of GHS 2,000 per transfer.

Tigo Ghana

  • A maximum of GHS 4,800 per transfer.
  • A maximum of GHS 10,000 per wallet.
  • Fees for cash withdrawals of mobile money:
  • If the amount is more than GHC 50 - a 1% charge is applied,
  • If the amount is less than GCH 50 - a fixed charge of 0.50 pesewas is applied.

Vodafone Ghana

  • A maximum of GHS 4,800 per transfer.
  • A maximum of GHS 10,000 per wallet.

What information do I need from my recipient to send to mobile money accounts in Ghana?

  • Full name. Please enter your recipient’s full name. To avoid any delays, the recipient’s name should match the name registered on their mobile money account.
  • Address. We need your recipient’s city.
  • Mobile money account number:
    • Fully registered and active MTN Ghana or Airtel Ghana Mobile Money, Vodafone Ghana or Tigo Ghana Mobile Money accounts only.
    • Length: 9 digits in total (excluding country code). MTN Ghana numbers generally begin with 24, 54 and 55. Airtel Ghana numbers generally begin with 26 or 56.
  • Contact mobile number. We use this number to send SMS notifications to your recipient when the funds have been credited. This can be different from the mobile money account number.

Please ensure that all your recipient’s details are correct. Once you make your transaction, it is difficult for us to amend or stop the transfer, although we will always try our best to do so.

What fees does my recipient pay in Ghana?

WorldRemit does not charge your recipient any additional fees for the Mobile Money transaction.

However, some local operators may charge them a fee when they withdraw funds as cash. This depends on the mobile operator’s policy and is not determined by WorldRemit.

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