Which mobile money accounts can I send to in Ghana?

You can send to any of the following mobile money accounts:

  • MTN Ghana
  • Airtel Ghana

 The mobile money account must be (1) fully registered and (2) active.

MTN Mobile Money Airtel

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When will funds be credited to mobile money accounts in Ghana?

Speed: Instant

We will notify you and your recipient by email and SMS when funds are credited. We may sometimes require further information from you before we can process the transfer in order to comply with our regulatory requirements. We will email you if this is the case.

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What currencies can I send to mobile money accounts in Ghana?

Ghanaian Cedi (GHS) only.

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How much can I send to mobile money accounts in Ghana?

MTN Ghana

  • A maximum of GHS 2,150 per transfer.
  • A maximum of GHS 5,900 per 30 days.

Airtel Ghana

  • A minimum of GHS 4 per transfer.
  • A maximum of GHS 2,000 per transfer.

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What information do I need from my recipient to send to mobile money accounts in Ghana?

  • Full name. Please enter your recipient’s full name. To avoid any delays, the recipient’s name should match the name registered on their mobile money account. 
  • Address. We need your recipient’s city
  • Mobile money account number:
    • Fully registered and active MTN Ghana or Airtel Ghana Mobile Money accounts only.
    • Length: 9 digits in total (excluding country code). MTN Ghana numbers generally begin with 24, 54 and 55. Airtel Ghana numbers generally begin with 26 or 56.
  • Contact mobile number. We use this number to send SMS notifications to your recipient when the funds have been credited. This can be different from the mobile money account number.

Please ensure that all your recipient’s details are correct. Once you make your transaction, it is difficult for us to amend or stop the transfer, although we will always try our best to do so.

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What fees does my recipient pay in Ghana?

WorldRemit does not charge your recipient any additional fees for the Mobile Money transaction.

However, some local operators may charge them a fee when they withdraw funds as cash. This depends on the mobile operator’s policy and is not determined by WorldRemit.

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