If you want to make a bank transfer with WorldRemit, we may ask you to provide an IBAN number for the account you want to send money to. The International Bank Account Number (IBAN), contains all the information we need to make sure your international bank transfer goes to the right account, wherever in the world you’re sending it to. The IBAN follows a standard structure and is very easy to find.

What is an IBAN?

In this guide, we’ll cover everything you need to know about IBAN numbers, including what they’re used for, how you can find them and which countries use them.

What is an IBAN used for?

An International Bank Account Number (IBAN) contains all the information needed to identify one specific bank account from the millions held all over the world. Without the correct IBAN number, your bank transfer may not get to the right destination.

IBAN numbers are written in a standard format across all the countries they’re used in. They contain letters and numbers that identify the country, bank, branch and account number. This code can be up to 34 characters long and is always structured in the same way.

How can I find my IBAN number?

You can find your IBAN number by checking your paper bank statements, logging into your online banking, calling into your local branch or even generating your own.

  • Paper bank statements

Many banks will include the IBAN number for the account somewhere on their paper statements. However, it might be that your intended recipient doesn’t receive paper statements. In that case, they should log into their online bank account and view their statements there.

How to find IBAN number on paper statement?

  • Online banking


Most banks include the IBAN number for an account on their online bank statements. However, if they don’t, it should still be easy to find:

How to find IBAN number online?

  • Run an internet search for your bank's name + 'IBAN number' and the results should tell you how to find your IBAN.
  • Type 'IBAN number' into the search box on your bank's website (if it has one).
  • Check your bank's FAQs, international payments and other related pages.
  • Call into your local branch

Your recipient can also pop into the local branch of their bank and ask them what their IBAN number is.

  • Generate your own

It’s also possible for you or your recipient to generate your own IBAN number using one of the IBAN calculators that are available online. You can find more information about this in the ‘How do I generate/validate an IBAN number?’ section below.

What does an IBAN number look like?

IBANs are written in a standard format across all of the countries that use them. You can see an example of the IBAN format below:

IBAN number

  • Country code - The code used to identify the country the account is held in
  • Check number - These digits validate the IBAN number and vary from account to account
  • Bank identifier - This identifies the bank the account is held with
  • Sort code & account number - These numbers will be the same in your IBAN, as they are in your own country

The IBAN can contain up to 34 letters and digits, although it may be less. This will depend on the country the account is held in.

How do I generate/validate an IBAN number?

As all IBANs have the same format, it's possible to generate your own IBAN number. Simply enter your country, sort code and account number into an IBAN calculator and it will generate your IBAN number for you.

If you want to double-check that an IBAN number you've been given by your recipient is correct, you can use an IBAN number checker. It will tell you whether the number you enter is an active IBAN. Even if you don't have the full IBAN number, the system will be able to autocomplete the missing details and validate the number.

What's the difference between IBAN, BIC and SWIFT codes?

When making a bank transfer, you could be asked for an IBAN number, SWIFT code or a BIC. A SWIFT code and Bank Identifier Code (BIC) are the same thing.

Unlike an IBAN number, which identifies the specific account involved in the transfer, a BIC or SWIFT code identifies the specific country, bank and branch your recipient's account is held with. A BIC or SWIFT code is made up of either 8 or 11 letters and numbers and will be arranged in the following way:


  • AAAA: the 4-character bank code
  • BB: the 2-character country code
  • CC: the 2-character location code
  • DDD: the optional 3-character branch code

Find out more about BIC/SWIFT codes in our SWIFT code guide.

Which countries use IBAN?

Here is a list of the countries that use IBAN along with the length of their IBAN numbers and their country codes:

Country Length (in characters) Country Code
Albania 28 AL
Algeria 24 DZ
Andorra 24 AD
Angola 25 AO
Austria 20 AT
Azerbaijan 28 AZ
Bahrain 22 BH
Belarus 28 BY
Belgium 16 BE
Benin 28 BJ
Bosnia and Herzegovina 20 BA
Brazil 29 BR
British Virgin Islands 24 VG
Bulgaria 22 BG
Burkina Faso 27 BF
Burundi 16 BI
Cameroon 27 CM
Cape Verde 25 CV
Central African Republic  27 FR
Congo 27 CG
Costa Rica 21 CR
Croatia 21 HR
Cyprus 28 CY
Czech Republic 24 CZ
Denmark 18 DK
Dominican Republic 28 DO
Egypt 27 EG
Estonia 20 EE
Faroe Islands 18 FO
Finland 18 FI
France 27 FR
French Guiana 27 FR
French Polynesia 27 FR
Gabon 27 GA
Georgia 22 GE
Germany 22 DE
Gibraltar 23 GI
Greece 27 GR
Greenland 18 GL
Guadeloupe 27 FR
Guatemala 28 GT
Guernsey 22 GG
Hungary 28 HU
Iceland 26 IS
Iran 26 IR
Iraq 23 IQ
Ireland 22 IE
Isle of Man 22 IM
Israel 23 IL
Italy 27 IT
Ivory Coast 28 CI
Jersey 22 JE
Jordan 30 JO
Kazakhstan 20 KZ
Kosovo 20 XK
Kuwait 30 KW
Latvia 21 LV
Lebanon 28 LB
Liechtenstein 21 LI
Lithuania 20 LT
Luxemburg 19 LU
North Macedonia 27 MK
Madagascar 28 MG
Mali 28 ML
Malta 31 MT
Martinique 27 FR
Mauritania 27 MR
Mauritius 30 MU
Moldova 24 MD
Monaco 27 MC
Montenegro 22 ME
Mozambique 25 MZ
Netherlands 18 NL
New Caledonia 27 FR
Norway 15 NO
Pakistan 24 PK
Palestine 29 PS
Poland 28 PL
Portugal 25 PT
Qatar 29 QA
Reunion 27 FR
Romania 24 RO
Saint Lucia 32 LC
Saint-Pierre and Miquelon 27 FR
San Marino 27 SM
Sao Tome and Principe 25 ST
Saudi Arabia 24 SA
Senegal 28 SN
Serbia 22 RS
Seychelles 31 SC
Slovakia 24 SK
Slovenia 19 SI
Spain 24 ES
Sweden 24 SE
Switzerland 21 CH
Timor-Leste 23 TL
Tunisia 24 TN
Turkey 26 TR
Ukraine 29 UA
United Arab Emirates 23 AE
United Kingdom 22 GB
Vatican City 22 VA
Wallis and Futuna 27 FR