Send Mobile Money to Nigeria

How to send mobile money to Nigeria

1. 1.Create an account (if you don’t already have one)

   Sign up with your email address and choose a strong password. You can use our app on our website to register. If you already have an account, simply log in.

2. 2.Start using our mobile money service

   Select Nigeria, and choose mobile money as your payout method. 

3. 3.Enter your receiver’s details

   Enter your receiver’s details, including first and last name, recipient’s city and mobile money account number.

4. 4.Select send amount

   Enter the amount you want to send.

5. 5.Pay

   You can either pay for your transfer by bank transfer to the WorldRemit account, or by using a debit/credit card for faster delivery.

WorldRemit’s mobile money partners in Nigeria

Which mobile money accounts can I send to in Nigeria?

You can send to any of the following mobile money accounts:

• OPay

• Paga Money

The mobile money account must be (1) fully registered and (2) active.

Any mobile account number belonging to any network can be registered as a OPay / Paga Money account with OPay / Paga Money. 

To register with OPay or Paga Money your recipient will need (1) their name (2) an email address and (3) a phone number.

When will funds be credited to mobile money accounts in Nigeria?

Speed: Instant

We will notify you and your recipient by email when funds are credited. We may sometimes require further information from you before we can process the transfer in order to comply with our regulatory requirements. We will email you if this is the case.

What currencies can I send to mobile money accounts in Nigeria?

Nigerian Naira (NGN) only.

How much can I send to mobile money accounts in Nigeria?

PagaTech

There are different limits depending on the agreement you have with your mobile money provider. 

• KYC 1 

  • Daily transfer limit of NGN 30,000 with a balance limit of NGN 300,000

• KYC 2

  • Daily transfer limit of NGN 100,000 with a balance limit of NGN 500,000

• KYC 3

  • Daily transfer limit of NGN 1,000,000 with an unlimited balance limit

What information do I need from my recipient to send to mobile money accounts in Nigeria?

• Full name. Please enter your recipient’s full name. To avoid any delays, the recipient’s name should match the name registered on their mobile money account.

• Address. We need your recipient’s city.

• Mobile money account number:

  • Fully registered and active PagaTech Mobile Money accounts only.

  • Length: 10 digits in total (excluding country code). 

• Contact mobile number. We ask for a contact number in case we need to provide any important updates. This can be different from the mobile money account number.

Please ensure that all your recipient’s details are correct. Once you make your transfer, it is difficult for us to amend or stop the transfer, although we will always try our best to do so.

What fees does my recipient pay in Nigeria?

WorldRemit does not charge your recipient any additional fees for the Mobile Money transfer.

However, some local operators may charge them a fee when they withdraw funds as cash. This depends on the mobile operator’s policy and is not determined by WorldRemit.

Why send mobile money to Nigeria with WorldRemit?

We offer a wide coverage

We partner with many mobile networks in Nigeria.

We're fast

Your bank transfer will usually be credited in minutes.

We’re low cost and transparent

As soon as you send money, you’ll see our low fees are always shown upfront and nothing is hidden.

We're secure

You can always be sure your money and data are safe with us.

We're there for you

we offer around-the-clock customer support. Our multilingual customer care team is on hand 24/7, 365 days a year to help with your questions.