Which banks can I send to in India?

You can transfer money to any bank in India.

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What type of bank accounts can I send to in India?

You can send to checking/current, savings and business accounts.

There may be instances that business accounts are initially processed as individual accounts. We will be reprocessing these transactions into business account type which usually takes 1-2 working days to reach the recipient. In order to help us make sure your transaction arrives on time, it is important you choose the correct account type to avoid delays.

Important: Indian regulations restrict our local partner from being able to process transfers to charitable foundations and trusts, religious organisations (including ashrams) or donations of any kind in India.

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When will funds be credited to bank accounts in India?

Usually on the same day for personal accounts. For business accounts it will take 1-2 working days. We will notify you and your recipient by email and SMS when funds are credited.

We may sometimes require further information from you before we can process the transfer in order to comply with our regulatory requirements. We will email you if this is the case.

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What currencies can I send to bank accounts in India?

Indian Rupee (INR) only.

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How much can I send to bank accounts in India?

Personal accounts

  • This will depend on the country where you are sending from and chosen payment method.

Business accounts

  • Maximum per transfer = INR 1,500,000

There may be lower limits depending on the country where you are sending from and the payment method used to fund the transfer. Please see the relevant section in Payments for more info

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What information do I need from my recipient to send bank transfers to India?

  • Full name. Please enter your recipient’s full name. To avoid any delays, the recipient’s name should match the name on their bank statement exactly.
  • Address. We need your recipient’s city.
  • Account details. We need your recipient’s (1) bank name, (2) branch name, (3) IFSC/ branch code and (4) account number.
  • Mobile number. We use this to send an SMS notification to your recipient informing them that their funds have been credited.
  • Sending reason. Please indicate whether it is “family or friend support,” “purchase of services,” “property payment,” or “sending fund to self”.
  • Email (optional). We use this to send an email to your recipient with details of the transaction. This is particularly useful in case they have issues receiving the SMS notifications.

Please ensure that all your recipient’s details are correct. Once you make your transaction, it is difficult for us to amend or stop the transfer, although we will always try our best to do so.

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What additional information may I need?

In some circumstances, it’s necessary for transactions to be held, either by us or our partners, in order to comply with relevant regulations. In order to comply with these regulatory obligations, we may ask for the purpose of your transfer or source of funds for example.

If this is the case we will contact you, so please ensure you check your emails regularly after you’ve created your transfer.

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