PDD Analyst

Who are we?

WorldRemit is changing the way people send money internationally. We’ve taken something complicated and made it as simple as sending a text. And we’re growing. Fast.

To do this, we need to hire bright people who can work autonomously and make the right decisions.

Who we’re searching for...

The Partner Due Diligence (PDD) Analyst performs a variety of duties to ensure our international Payment Partner Network meets WorldRemit’s Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance programmes. The PDD Analyst assists with a number of tasks, including ensuring compliance with regulations, company policies and procedures through the PDD processes; assessing and analysing the risk posed to WorldRemit by our partners; working with the business to onboard new partners in a compliant way; ensuring we have accurate and up-to-date information through our Partner periodic re-review process; monitoring and reviewing our partner network to identify suspicious activity or red flags; and remaining current on compliance matters as they relate to AML, CTF, Sanctions and Due Diligence.

Responsibilities:

• Conduct Partner Due Diligence (PDD) on our international Pay-out Partner Network at onboarding and periodically to ensure WorldRemit meet our regulatory and legal obligations. This includes KYC, KYB, Risk Assessment, PEP and Sanctions screening, Open Source Searches, adverse media etc.
• Analyse and assess our partners’ AML/CTF/Sanctions Programmes and Controls through desk-based research, calls and onsite visits
• Analyse, verify and summarise the results of their PDD research in a clear and concise way to present to the business to decision
• Work with the Head of PDD to identify and mitigate any potential Red Flags found during the PDD process
• Escalating any suspicious activity/concerns to the Head of PDD
• Build and maintain effective working relationships with the global Network Team
• Communicate and cooperate with our partners as part of onboarding, re-review and on an ad hoc basis
• Adhere to and comply with all applicable laws, regulations and guidance, including those related to Anti-Money Laundering, as well as adhering to company policies and procedures
• Work independently on ad hoc incoming Partner Due Diligence requests
• Attend in-house and external AML/CTF compliance training sessions to remain current
• Work as part of the PDD Team to devise new and enhanced process to ensure a best-in-class PDD process
• Carry out any other tasks as may be required from time to time.

Requirements:

• Bachelor’s Degree or compensating experience in AML and CTF
• Experience in AML or Partner/Correspondent Banking Due Diligence in an international banking or payments environment preferred
• Prior knowledge of MSBs and banking networks in Africa, Asia and LatAm, an added bonus
• Excellent oral and written communication skills. Preference for those candidates with fluency in an additional language, such as French
• Strong research, analytical, problem solving and organisational skills
• Team-player able to multi-task, work independently, and establish cooperative and collaborative working relationships with internal and external stakeholders
• Ability to analyse large amounts of information in a concise and insightful way, with accuracy and attention to detail
• Innovative approach to identifying issues in, and improving, processes
• Proficient in Microsoft Excel & Microsoft Word

What’s in it for you…

• Life assurance of 3 times your salary, should the worst happen
• Pension scheme offering 8% matched contributions
• Private medical and dental care plans
• 25 days of holiday plus bank holidays, rising to 28 after 3 years
• Free breakfast and fruit every day

And finally...

Changing the world isn’t easy – so we only hire the most talented people. You need to think differently, believe in new solutions to old problems, and have the drive to make them happen. 

We want to talk to you if you can bring to life our values: 

• Aim high - We dream big, think bold and go the extra mile
• Embrace challenge - We ask questions, start conversations, and always love to learn
• Do what’s right - We act with integrity, building trust in ourselves and in our business