A better way to save time and money on money transfers to Ghana this Christmas

Just one way to give an extra Christmas gift this year.. for free

WorldRemit research reveals that thousands in Ghana are missing out on Christmas presents and time with loved ones this Christmas.

If more people simply switched to lower cost online channels like WorldRemit, they could make significant savings. Savings they could spend on an extra Christmas present home this year.

The high costs of sending money home mean the Ghanaian diaspora are losing out on savings of up to 15.40 percent when sending money home. The savings were highest when sending from Australia to Ghana at US$30.8 (GHS 135) enough to buy a couple of meters of traditional print fabric, but even a saving of US$6 (GHS 26) could get you cinema tickets this year.

Five Christmas gifts the savings on sending money to Ghana could buy

Switching to lower cost remittance services could mean family and friends could buy an extra Christmas present every time they transfer money home.

An Infographic showing the money you could save when sending money to Ghana with WorldRemit

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But it’s not just money that can be saved. By sending money online instantly, people can save precious time, too.Traditional money transfer services mean both senders and recipients need to take time off to travel to an agent to either pay in or collect money. That’s time that could be spent with family and friends this Christmas.

By sending money from one mobile to another instantly, we can save people not just money, but also time.

From Volu, Jejeti and Awutu it costs between US$4-6 (GHS 18 - 27) to travel there and back by public transport and takes between 1.5 to 2.5 hours. Even those living within Accra travelling from an area like Tema can take up to 1.5 hour to travel to an agent and back, costing up to US$4.5 (GHS 20.40).

With most people who send to Ghana doing so at least three to four times a month, the savings across the month of December could be even greater. The savings on travel and time alone could be enough to buy a customised throw pillow.

In short, sending money frequently, without having to pay high costs or waste time, brings families and friends closer together, even when living hundreds of miles apart. So we hope that we can give people the precious gift of more time with family and friends this Christmas – and perhaps a few extra presents under the tree.


The savings were calculated based on sending the equivalent of $200 in the local currency of the sender country using a weighted average of pay-in and pay-out methods for the leading traditional money transfer operator compared to WorldRemit.

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