M-PESA, the most successful mobile money service in the world has marked its first decade. It processes around $13 billion in transactions a year. And it’s Kenyan – think Silicon Savanah rather than Valley. It lets people send money from one mobile to another – on the most basic handset, regardless of whether you have a bank account or not. Mobile money changes lives. A recent study by MIT economist Tavneet Suri found access to M-PESA had lifted 194,000 Kenyans out of extreme poverty – defined as those living on $1.25 a day or less. To find out what ordinary Kenyans really think about M-PESA, on a recent trip to Kenya WorldRemit headed to the Village Market mall and Kibera in Nairobi.