Where can my recipient collect their funds?

Any branch of the Unity Link network including:

  •         Agricultural Development Bank
  •         ARB Apex Bank
  •         Fidelity Bank Ghana
  •         First Atlantic Bank
  •         Ghana Commercial Bank
  •         GN Bank
  •         GTBank Ghana
  •         HFC Bank
  •         The Royal Bank
  •         Universal Merchant Bank
  •         UT Bank
  •         Zenith Bank
What currency can I send?

Ghanaian Cedi (GHS) only.

How much can I send?

A maximum of GHS 32,000 daily limit and per transfer or the maximum for your send country, whichever is lower.

Please click here for more details.

What information do I need from my recipient?
  • Full name. Please enter your recipient’s full legal name. It must match their government-issued ID for them to successfully collect their funds.
  • Address
  • Sending reason
  • Mobile number. We use this to send an SMS notification to your recipient with the transaction number, informing them that their funds are ready to be collected.
  • Email (optional). We use this to email your recipient with details of your transaction (e.g. in case they have issues receiving the SMS notifications).

PLEASE NOTE: Please ensure that all your recipient’s details are correct. Once you make the transaction, it’s difficult for us to amend or stop the transfer, although we’ll always try our best to do so. However, this could lead to delays.

What should my recipient show when collecting funds?
  •          Identification. This must be a government-issued photo ID, such as passport or Ghanaian driver’s license. 
  •          13-digit transaction reference number. We’ll notify you and your recipient by email and SMS when funds are ready to be collected and send a transaction reference number. 
When will funds be available for collection?

Usually within minutes. We’ll notify you and your recipient by email and SMS when they are ready for collection.

From time to time, we (or our local partners) may require certain documentation from you in order to comply with our regulatory obligations. We will contact you in such instances but rest assured, we will always endeavour to make this as pain-free as possible. Please note that we cannot complete the transaction without this info.

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