A white outline graphic of a present wrapped in a white bowNew customer offer! No fees on your first 3 money transfers. Use promo code: 3FREE

Mobile Money

Send to a mobile money account

Transfer time 90% of WorldRemit Mobile Money transfers are received in less than 10 minutes.

⚡ Within minutes

Exchange rate

1 USD = 5.13 GHS5.12705 GHS

Fees from

0.99 USD

Send to these networks:

MTN MoMo
Airtel Money
Tigo
Vodafone Ghana logo

Cash Pickup

Send money for cash pickup

Transfer time 95% of WorldRemit cash pickup transfers are available to collect in 3 minutes.

⚡ Within minutes

Exchange rate

1 USD = 5.13 GHS5.12705 GHS

Fees from

0.99 USD

Pick up from any branch of: Agricultural Development Bank, ARB Apex Bank, Ecobank, Fidelity Bank Ghana, First Atlantic Bank, GCB Bank Ltd, GN Bank, GTBank, Global Access Savings & Loans, Golden Link, Republic Bank (Formerly HFC Bank), The Royal Bank, Unibank, Universal Merchant Bank, Zenith Bank.

Bank Transfer

Send directly to a bank

Transfer time 90% of bank transfers with WorldRemit are completed the same day.

Within 2 working days

Exchange rate

1 USD = 5.13 GHS5.12705 GHS

Fees from

0.99 USD

Send to all major banks in Ghana:

Agricultural Development Bank
Barclays Bank
Ghana Commercial Bank
Fidelity
GTB

WorldRemit Wallet

Send to the WorldRemit Wallet

Transfer time 90% transfers to the WorldRemit Wallet are received in 3 minutes.

⚡ Within minutes

Exchange rate

1 USD = 5.13 GHS5.12705 GHS

Fees from

0.99 USD

Send to the WorldRemit Wallet

Airtime Top up

Send money for airtime top up

Transfer time 90% of WorldRemit airtime transfers are received in less than 10 minutes.

⚡ Within minutes

Fees from

0.00 USD

Send to these networks:

Airtel
MTN
Tigo
Vodafone
Expresso
Glo Mobile
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We’re fast

Over 70% of our mobile money transfers to Ghana are paid in less than 10 minutes! We help your money reach your loved ones, even when they’re thousands of miles away.

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We’re easy

We’re the only money transfer provider in Ghana to offer bank transfer, airtime top up, mobile money and cash pickup options. And we sent almost 2 million transfers to Ghana in 2018!

Sign up now
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We’re secure

It’s essential your money arrives safely, securely and on time. At WorldRemit, our industry-leading technology secures your money, your details and your peace of mind all the way to Ghana.

Send money by…

Not sure how to send money to Ghana? Follow the simple process below or click the links to find out more.

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Mobile money transfer

Money can be added instantly to MTN, Tigo, Vodafone and Airtel Money accounts.

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Cash pickup

Cash pickups to Ghana will usually be available to collect within minutes.

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Bank transfer

Bank transfers to accounts with major banks in Ghana will arrive within 2 working days.

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WorldRemit Wallet

Send money directly into a WorldRemit Wallet securely, safely, and instantly.

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Airtime top up

Top-up mobile phones of loved ones in Ghana to help you stay in touch.

125,000 5 star reviews can't be wrong

"I was really pleased at the speed with which my money got to its destination in Ghana. For the first time, l paid less charges to transfer money and all from the comfort of my home, brilliant!!!!”"

Singapore Jaylisa • 10 months ago

"I have a friend in Ghana. We’ve been friends for 14 years. Life is really hard. I was so excited hearing that my friend was able to get the money I sent within minutes. So happy! Thank you WorldRemit! Your customer service is amazing. I will use your service again very soon."

United States Dmyers • 10 months ago

"A great way to send money to family down in Ghana. Very fast and reliable. I love it."

United States Elikem • 12 months ago

"It took me less than 2 minutes to send money to Ghana. I have saved a lot of time not having to go to town and standing in the queue at Western Union. I really recommend WorldRemit. Thanks."

Germany Geoffrey Caesar • 12 months ago

"I live in Western Australia and a friend of mine lives in Ghana. I had the pleasure of helping him out to attend a Regional Convention early in November 2018. This would not have been possible if it wasn’t for WorldRemit, who made transferring money seamless. I experienced a highly professional service. Thank you WorldRemit!"

Australia Richard Lippiatt • 10 months ago

"Amazing. Made a transfer with WorldRemit from US to my bank account in Ghana and it was deposited the same day. I love it, quick, fast and reliable."

United States Dadoa • 16 months ago

How to make a transfer

You can transfer money to Ghana quickly and securely using any device. Just follow the process below or click the links to find out more.

How do you want to send?

Send money to Ghana by selecting 1 of our 4 transfer services. We’ll show you the low fees and the exchange rate you’ll receive upfront.

Find out more

Who are you sending to?

You can transfer money to an existing recipient in Ghana from 50 countries around the world or add the details of someone new.

Find out more

How are you paying?

Pay for your transfer by card (debit, credit and prepaid), bank account transfer, Android Pay, Apple Pay, Trustly and more.

Find out more
Visit our FAQ center

How does mobile money work?

Enter an amount

Enter how much you would like to send - you’ll see our rates and fees upfront.

Add a recipient

You’ll just need their phone number

You send

50.00

USD

They get

256.35

GHS

+0

123456789

Add a recipient

Add a new recipient or choose from a list of those you previously sent to.

Select an amount

There are no fees on our airtime transfers!

Choose Send Amount

Send 10 GHS

10 GHS

15 GHS

Pay and relax

Pay by your chosen method. We’ll notify you and your recipient when your money arrives.

Pay and relax

We’ll send you both an SMS as soon as the airtime's added

1234-5678-1234-5678
MM/YYYY
11/2020
Pay now

Success!

Stories Image - Coffee Shop A lady sitting in a coffee shop smiles as she looks at her phone she's holding in her hand. Stories Image - Piggyback A young girl shouts and pushes her fist into the air as her smiling father carries her on his shoulders. Stories Image - Smile A man smiles as he looks off camera to the right.

Making your money go further

Whatever transfer type you choose, we show you our low fees and the guaranteed exchange rate you’ll receive upfront, so you can be sure you’re getting the best deal. Whether you’re paying clients and suppliers in Ghana or helping to support family and friends, our bank-beating exchange rates make sure more of your money ends up in your recipient’s pocket.

Ready to get started?

Time to send

Send on the go and track your transfer with our app

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A graphic showing the screen of WorldRemit's app with a number keyboard at the bottom.
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