AML Analyst

Who we are: 

We’re changing the way people send money abroad. We’re taking something complicated and making it simple. Our people and our technology work together to create faster, easier and lower cost money transfers. We send to more than 145 countries around the world and have over 3 million happy customers – a number that’s growing every day. After all, 120,000 5★ reviews can’t be wrong!  
 
We believe in helping our customers’ hard work go further. We’ve helped millions of children to go to school, helped thousands of people to receive medical treatment and, every week, we help tens of thousands of people to pay their bills. But most importantly, we do it all with the creativity, imagination and colourful spirit of our customers.  
 
The work we’re doing is making a splash in the fintech industry too. Accel Partners and Technology Crossover Ventures have invested $140 million in us – and as early backers of the likes of Facebook, Spotify and Netflix, we know we’re in good company! Not only that, but we’re also a member of TechCity UK’s prestigious FutureFifty.  
 
Changing the world isn’t easy, but we’re hoping to find the right people to join us on our way. If you think differently, believe in new solutions to old problems and have the drive to make things happen, you might just be what we’re looking for. 

The role:

You'll be responsible for the analytical functions involved with the daily monitoring of the activities related to Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance programs. Assist management with ensuring compliance with regulations, company policies and procedures through review of high risk reports; monitoring and reviewing data produced by the system to determine if transactions are suspicious in nature; identifying potential higher risk relationships; completing investigative work leading to Suspicious Activity Reports; partnering with personnel as it pertains to AML/CTF/sanctions issues; and remaining current on compliance matters as they relate to AML, Sanctions, CIP, and Due Diligence.

Your responsibilities:

• Monitoring of initial and on-going Know Your Customers (KYC) requirements.
• Auditing/Analysis of customer activities, by communicating with customers on the telephone/email to meet the WR ongoing customer due diligence requirements and obligations.
• Attending to escalations of Sanction Screenings and matches.
• Escalating any suspicious activity/concerns to the Compliance Officer.
• Assist with any other Compliance related matters or projects as identified and assigned by the Compliance Officer.
• Conducting suspicious activity and reputational risk investigations as warranted.
• Carrying out any other tasks as may be requested from time to time.

What we're looking for:

• BA/BS or compensating experience in AML and CTF compliance.
• Experience working in a KYC or transaction monitoring role.
• French or Spanish speaker preferable.
• Team player adaptable to fast-paced and changing environment.
• Ability to manage tight processes, with accuracy and attention to detail.
• Highly disciplined person, self-motivated, and delivery focused.
• Excellent communication skills both verbal and written.
• Strong organizational skills.
• Proficient in MS Office (Access, Excel, Word, PowerPoint and Visio).